---
title: Why do I need to top up my account balance if I’ve already added a credit card?
description: Adding a credit card to your account allows you to make payments, but it doesn’t automatically fund your balance.
---

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November 6, 2025

# Why do I need to top up my account balance if I’ve already added a credit card?

## Adding a credit card to your account allows you to make payments, but it doesn’t automatically fund your balance.

Adding a credit card to your Notifyre account allows you to **make payments**, but it does **not automatically add funds** to your account balance.

 

To continue sending or receiving faxes and SMS messages, especially once you've used all your included pages or credits under a monthly plan, you must have a **positive account balance**.

 

### What happens if my balance is $0?

- Once your **monthly fax receive limit** is reached, any additional incoming faxes are charged at a **pay-as-you-go** rate
- If your account balance is **$0**, incoming faxes will be **held** until funds are added
- SMS sending also requires available funds in your account balance

### How to avoid service interruptions

- [Top-up](https://support.notifyre.com/adding-funds?hsLang=en) your account manually at any time
- Enable [Auto Top-up](https://support.notifyre.com/billing-and-plans/activating-auto-top-up?hsLang=en) to automatically add funds when your balance drops below a set amount
- Consider **upgrading your fax receive plan** to include more pages if you regularly exceed your monthly limit

 💡 Keeping a positive balance ensures you never miss important faxes or experience delays in message delivery.

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